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Payment Processors

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#1 by jasm78 » Tue Jan 03, 2012 05:42

We would like to know if any of you are using any of the payment processors listed above. You don't have to vote if you are not using any of these but feel free to list the processors you use on your reply.
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#2 by Eddie267 » Tue Jan 03, 2012 05:45

I use PayPal the most. I hear OKpay is a horrible processor, Neteller doesn't allow United States.
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#3 by ptcscrutiny » Tue Jan 03, 2012 05:46

jasm78 wrote: We would like to know if any of you are using any of the payment processors listed above. You don't have to vote if you are not using any of these but feel free to list the processors you use on your reply.

I don't think ClixSense can use Neteller since its based in USA.
NETELLER classifies USA as a 'banned country', and does not provide any service at all to them. - Money Transfer & Online Payment | NETELLER – Support


As for me, I have an account with Neteller but don't use it. I don't have an account on either OkPay or MoneyBookers.
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#4 by jasm78 » Tue Jan 03, 2012 06:18

Funny, I didn't know about Neteller and USA... I've removed that from the poll now.
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#5 by jeff120 » Tue Jan 03, 2012 06:19

I have an account to MoneyBookers but never attached a credit card to it, so an inactive one. I don't think it counts!
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#6 by onlinewealth4me » Tue Jan 03, 2012 07:17

i use only paypal, bcoz paypal is best for indians
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#7 by mutchy126 » Tue Jan 03, 2012 08:32

I only use PayPal! I love it and its Accepted all over the Internet! :D
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#8 by CodeNameX » Tue Jan 03, 2012 08:35

MONEY BOOKERS PLZZZZ :clap:
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#9 by TPhoenix » Tue Jan 03, 2012 09:45

Currently, I'm only with PayPal. This is the first time I have ever heard of OkPay or MoneyBookers and I likely don't see myself joining any of them. In the same boat is AlertPay and LibertyReserve, though, I might...MIGHT use AlertPay in the near future since it is becoming popular among PTCs. But truly, everyone knows PayPal is the way to go. :D
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#10 by valerie » Tue Jan 03, 2012 10:40

Be careful with OKPay, I joined it some time ago and keeping an eye on it.
I have not entered any of my info into OKPay. Also I have read some bad info out there about it.

MoneyBookers, I've been a member for many years and I think one time I used it a thousand years ago. :lol:

MoneyBookers IS a trusted processor and I have never heard anyone having any problems with it.
It's just not utilized much by the big players.

But again, I will state, it's best to keep an eye on OKPay for now as I would not dare suggest them at
this stage.
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#11 by jasm78 » Tue Jan 03, 2012 12:01

I have an account with moneybookers myself and use it regularly. They are indeed on the trusted category at the top. I really don't know OKPay at all but I'm impressed with their website which is very well done and professionaly looking IMHO.
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#12 by mutchy126 » Tue Jan 03, 2012 12:16

valerie wrote: Be careful with OKPay, I joined it some time ago and keeping an eye on it.
I have not entered any of my info into OKPay. Also I have read some bad info out there about it.

MoneyBookers, I've been a member for many years and I think one time I used it a thousand years ago. :lol:

MoneyBookers IS a trusted processor and I have never heard anyone having any problems with it.
It's just not utilized much by the big players.

But again, I will state, it's best to keep an eye on OKPay for now as I would not dare suggest them at
this stage.

jasm78 wrote: I have an account with moneybookers myself and use it regularly. They are indeed on the trusted category at the top. I really don't know OKPay at all but I'm impressed with their website which is very well done and professionaly looking IMHO.

I am just going to stick with PayPal! :thumbup:
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#13 by valerie » Tue Jan 03, 2012 12:23

Well let me tell ya a little story and I am sure a lot of people would remember it if I could think of the name.

There was a payment processor that came online some years ago...maybe around 7 years ago.
It was real nice. Very professional. The site was bright greens and whites and was excellent inside and out.
It had a very great layout too.
Inside the member area, you could see those you referred to it, and that was a very cool set up too...you
could mouse over their name and see their country and it was sort of in a big circle type fashion. I mean
that processor had some really truly great features and some I have never seen again.

Millions of people joined it. I couldn't tell you how many people I referred to it but it was a whole lot.

They were very professional. They sent emails on a regular basis.

Then one day they added another option of their users. Members could pay $100 and receive some
additional benefits. I don't remember what those benefits were, I did not pay it.

Time went by. Members kept waiting for the actual send and receive money to be implemented.
It was all there, but not everything was functioning yet in regards to the 'money'.

One day it went POOF! Ok, say they up and ran off. Of course everyone was upset and everyone
was having a jaw dropping experience. I truly could not believe it. If anything was going to go POOF,
it would not have been that. At first everyone thought it was an error, they would be back...of course
they never came back.

Many months passed.

A year passed.

More months passed.

One day, I took a really good look at my bank statement.
Hmmmm I thought, what is this? I looked at some past bank statements....there again, hmmmm
what is this? I was seeing $49.95, $75.00, $120.00, and so on taken out of my bank account by
something with a funny name I could not even pronounce. I called my bank right away and they
told me to come into the bank so that they could research it, etc.

In the mean time, I went online and began to search that funny name. I found loads and loads
and loads of information. Turns out, it was that highly professional payment processor that had
been automatically withdrawing funds from gazillions of bank accounts....from the information we
so gladly handed them!

I never got my money back. I had to close my checking account. I of course reopened a new
checking account but it was all a big headache.

I learned a very good lesson that day, IF you are going to do business online, keep TWO checking
accounts. I have had two checking accounts ever since. I keep one for online biz only and that
is the only one I relay to the payment processors. If something happens, I close it, no big deal,
it does not interrupt my main checking account. I also transfer from that second checking account
on a very regular basis, to my main checking account. So my balance in the second checking
account, is almost always at a $0 balance. As soon as funds hit that second account, I transfer
it out.

With all that said, I think it was known as the 'Mazuma Scam'. I'll have to research it to see as
I don't remember.
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#14 by mutchy126 » Tue Jan 03, 2012 12:25

valerie wrote: Well let me tell ya a little story and I am sure a lot of people would remember it if I could think of the name.

There was a payment processor that came online some years ago...maybe around 7 years ago.
It was real nice. Very professional. The site was bright greens and whites and was excellent inside and out.
It had a very great layout too.
Inside the member area, you could see those you referred to it, and that was a very cool set up too...you
could mouse over their name and see their country and it was sort of in a big circle type fashion. I mean
that processor had some really truly great features and some I have never seen again.

Millions of people joined it. I couldn't tell you how many people I referred to it but it was a whole lot.

They were very professional. They sent emails on a regular basis.

Then one day they added another option of their users. Members could pay $100 and receive some
additional benefits. I don't remember what those benefits were, I did not pay it.

Time went by. Members kept waiting for the actual send and receive money to be implemented.
It was all there, but not everything was functioning yet in regards to the 'money'.

One day it went POOF! Ok, say they up and ran off. Of course everyone was upset and everyone
was having a jaw dropping experience. I truly could not believe it. If anything was going to go POOF,
it would not have been that. At first everyone thought it was an error, they would be back...of course
they never came back.

Many months passed.

A year passed.

More months passed.

One day, I took a really good look at my bank statement.
Hmmmm I thought, what is this? I looked at some past bank statements....there again, hmmmm
what is this? I was seeing $49.95, $75.00, $120.00, and so on taken out of my bank account by
something with a funny name I could not even pronounce. I called my bank right away and they
told me to come into the bank so that they could research it, etc.

In the mean time, I went online and began to search that funny name. I found loads and loads
and loads of information. Turns out, it was that highly professional payment processor that had
been automatically withdrawing funds from gazillions of bank accounts....from the information we
so gladly handed them!

I never got my money back. I had to close my checking account. I of course reopened a new
checking account but it was all a big headache.

I learned a very good lesson that day, IF you are going to do business online, keep TWO checking
accounts. I have had two checking accounts ever since. I keep one for online biz only and that
is the only one I relay to the payment processors. If something happens, I close it, no big deal,
it does not interrupt my main checking account. I also transfer from that second checking account
on a very regular basis, to my main checking account. So my balance in the second checking
account, is almost always at a $0 balance. As soon as funds hit that second account, I transfer
it out.

With all that said, I think it was known as the 'Mazuma Scam'. I'll have to research it to see as
I don't remember.

Thats was really Interesting! Just shows how easy it is for a Site people think is legit to just Vanish and never come back!
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#15 by valerie » Tue Jan 03, 2012 12:30

Well I can't find it. I do pull up a lot for 'Mazuma' which mostly discusses mobile phones.

I wish I could remember the name of that payment processor and their actual scam was
known by a couple of names....one of the names was at least similar to the name mazuma.
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#16 by mutchy126 » Tue Jan 03, 2012 12:31

valerie wrote: Well I can't find it. I do pull up a lot for 'Mazuma' which mostly discusses mobile phones.

I wish I could remember the name of that payment processor and their actual scam was
known by a couple of names....one of the names was at least similar to the name mazuma.

We have Mazuma Mobile in the UK who recycle old phones for cash, Their Legit (They have a TV advert/commercial and thousands of good comments about them)
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#17 by valerie » Tue Jan 03, 2012 12:32

Ya, if there is a really good scammer out there, it's mighty easy for them to get ya.
So what's really important is to protect yourself first. Doing your research is not
always enough. You have to keep your risks low as possible by taking the necessary
precautions to protect your accounts and such.

OKpay may be wonderful and it probably is legit. I have not taken the time out to
research it. But I have heard some bad talk about it.
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#18 by rheydickson » Tue Jan 03, 2012 12:40

I think if that happened to me not only my jaw will drop but my whole head will drop too.. It would be a bad experience to me since I have just started this business.. Thanks for sharing this, I got scammed too on a hyip, good thing it is just $10 I invested. Well, you really can't tell what this scammers will gonna do next.. :twisted:
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#19 by valerie » Tue Jan 03, 2012 13:41

No you don't know and back then, it was very shocking simply because it all looked so good and so
professional and the admins seemed so nice and professional too.

It's very wise to have two checking accounts if possible. Especially if you are using your regular
checking account to pay bills and such. It's a headache if you have to close it and open another.
Better to be safe than sorry and have two.
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#20 by S_Abbott » Tue Jan 03, 2012 18:25

Be careful with MoneyBookers. It's been years ago, but they put a ban on PTR/PTC/GPT payments. You *can* buy ads but not receive payment from a GPT type site. Some po's still use it, but not for payouts. Best to double check the AUP (acceptable use policy) before doing anything.

Also, if thinking about a Clix Sense ATM card, have to watch the provider's ToS and AUP AND the fees. Some are horrific when it comes to charging for just about everything you do with the cards.
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