@ stroudmears
You may not need the money, but you have 8 sponsors above you that could use
the money if you were a premium member and your sponsor would get $2.00 and
the rest of the upline would get $1.00.
In addition of your $80.73 balance with you not being a premium member of the low price of $17.00
for an annual upgrade, you have short changed yourself out of a full 16% of additional earnings that
would of been included to your present and future balance.
Since you claim you don't need the money, what you could do with the people that you do know, that
could use some extra money and they could join you. However, if you have a circle of friends who don't
need the money too, you could tell your friends about this site and they can pass along the information
if they happen have family and / or friends that needs to make some extra money.
The point to your other question of adding on the balance and
being your savings
account and the concern of your account being hacked.
I would say, the most important thing to worry about would be not to log into your account for 90 days
to only log back in to discover that you have a zero balance because you failed to keep an active
account for not logging in during a 90 day period.