As a free member you can withdraw your earnings every time you have a minimum of $8.00.
Payments are made once a week on Wednesday's (unless check option is chosen).
It would be best to cash out before Wednesday.
In regards to your bank, we have no idea about the bank you use or how they operate.
You can withdraw your paypal earnings according to what you choose to do.
ClixSense has nothing to do with your paypal withdrawals.