Did have old style saving account and bank made me to take plastic crap card so i can go to A.T.M. Next time i went to take money from A.T.M. and say ...hi , how are you today , what you think about weather today .. machine silent , asked again , nothing , maybe it was broken , how do i know ... Back to bank ,,, give me back my old saving book , nope you can not have it , Made complaint , 30 day latter got it back