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Leloes wrote: I use a local run bank and they seem to have a problem with checks that are from internet businesses. Don't why but they do. Never heard of BlueBird Card.
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valerie wrote:Leloes wrote: I use a local run bank and they seem to have a problem with checks that are from internet businesses. Don't why but they do. Never heard of BlueBird Card.
I explained it here: To USA members with No Bank Account | ClixSense Forum You can go to the walmart website to read more about it and sign up for it.
It's free.
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msblahms wrote: if you do not have an account with the bank is completely different situation Leleos states that he use that bank so must be having an account and cashing out is different too but if you are depositing it in your account than the bank cant deny you
if it denies and you agree than you are not aware of your rights
Jewel1988 wrote: Since all current payment options are next to useless for me, i would like to see Amazon giftcards as an option as I tend shop a lot on Amazon.
It's not ideal, but it would be something at least.
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Leloes wrote:msblahms wrote: if you do not have an account with the bank is completely different situation Leleos states that he use that bank so must be having an account and cashing out is different too but if you are depositing it in your account than the bank cant deny you
if it denies and you agree than you are not aware of your rights
Because I am retired I don't deposit small checks being that it will affect my benefits and the bank I use is a local community bank so cashing an internet business check seems to make them a bit leary. I can kind of understand because there are so many scams on the internet and even calling a phone number does not 100% assure that a check is legit. So using payment processor prevents one from having these problems.
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valerie wrote:Leloes wrote:msblahms wrote: if you do not have an account with the bank is completely different situation Leleos states that he use that bank so must be having an account and cashing out is different too but if you are depositing it in your account than the bank cant deny you
if it denies and you agree than you are not aware of your rights
Because I am retired I don't deposit small checks being that it will affect my benefits and the bank I use is a local community bank so cashing an internet business check seems to make them a bit leary. I can kind of understand because there are so many scams on the internet and even calling a phone number does not 100% assure that a check is legit. So using payment processor prevents one from having these problems.
Well Leioes I am sure you know your situation better than anyone else.
You do realize as a retired person you can earn a significant amount each year without it affecting
your social security retirement funds.
No matter how rural or small the bank is, it is a bank located within the USA and as long as you
have an account and money in your account, they will cash the check. If there is no money in
your account at the time, they will deposit the check. At the very most, they would simply put a
hold on the check until the check clears. In regards to internet, millions of legitimate businesses
are online now. Walmart, Macy's, Amazon, thousands of mom and pop stores, local and international
businesses. Your bank does in fact do business with online businesses. They must. In fact, your
bank is probably online too.
However, it is as i stated. You know your situation and what you want to do. So if you don't want
a check, that is fine. If you don't want a bluebird account, that is fine too. You can choose whatever
option you want or choose not to participate. It's your decision what you want to do.
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