Building wealth is for idiots. Who wants to be rich nowadays? Rich people are evil. Besides, you can have everything you ever wanted right now if you know what you’re doing.

Here is few ways how

Impress the Neighbors: First and foremost, everything you do should impress the neighbors. Their opinion of you means everything and they probably spend their evenings talking about how cool you are. They often peek out their windows just to get a glimpse of you so make sure that everything you do, and everything you own, is awesome.

Finance Everything: Why put all your cash into an item? If you finance something you have more money right now to be cool. Keep all your cash in your pocket so you can spend it on impressing people. Plus you need that cash to make the monthly payments on everything else you own. You can have a lot more cool stuff faster if you just finance it. Credit cards count!

Make Minimum Payments: One of the best tools for staying poor is paying interest. So make sure that you are paying as much interest as possible. Get a high interest rate, which should be easy if you are already financing everything you own. But if you find your interest rates are too low you can always skip a few payments. That usually brings them up pretty quick! Interest is your new best friend.

Don’t Save: Obviously if you want to be poor forever you should never save anything. This should be easy since you will be spending all your money on all the minimum payments you’re making. Don’t forget, your 401 (k) plan counts as savings, so stay away from that.

Pamper your kids: If you have kids (great wealth destroyers by the way!) then make sure you give in to their every desire. Dress them to the nines in new clothes and sign them up for every activity in which they show the slightest interest. Activities that require a lot of equipment are the best. Private school is also good.

Buy a New Car: When buying a car always buy new. It also helps if you get a new car every two or three years. Finance it (obviously), and get the longest term and highest interest rate possible. If you do this you should actually owe more than it’s worth after just a few years. This is great because when you trade it in, they will roll over your negative equity into your new car. If you play your cards right you might never have any equity in your vehicle. It’s a great way to stay poor forever, and look good doing it!

Bonus

Get Divorced: If you didn’t follow my simple plan above and accidentally accumulated some wealth then you need to get divorced. Almost nothing can wipe out wealth like splitting everything you own in half. Plus, anything you are left with will have to be paid to the expensive lawyers and you will be poor again! If you happen to be in loving, healthy relationship then you might want to get started on the above steps, not only will they ruin your financial life they will probably ruin your marriage too!

Enjoy and good luck , hope to see you under the bridge

That sounds like a solid plan!

tasman remember :

A rich man is nothing but a poor man with money

I've been under the bridge and I will tell you,
it ain't no bed of roses. I am now a rich man
without any money as I have no debts at all.

charmoeren wrote: tasman remember :

A rich man is nothing but a poor man with money

And We all like to be that poor man with money

dutch1898 wrote: I've been under the bridge and I will tell you,
it ain't no bed of roses. I am now a rich man
without any money as I have no debts at all.

Living under the bridge is bad but still ok
Living 3 years underground and have 24/7 civil war is more bad but still ok
Living in Australia is worst hell , still can not find a person who can answer me this simple question , What are names of 2 of your neighbours on the left and 2 on the right ? As a PM from Malaysia told once , Australia , just a Asian quarry

Do not ask to tell you more

tasman1 wrote:

Pamper your kids: If you have kids (great wealth destroyers by the way!) then make sure you give in to their every desire. Dress them to the nines in new clothes and sign them up for every activity in which they show the slightest interest. Activities that require a lot of equipment are the best. Private school is also good.

Better: Have kids, a lot of them, breeding like rabbits.

It's nothing less than a masterplan.

Also make sure to pay out your loans with new loans!!, If you wan't to speed up the process.

Good thing is that the sidewalk is much much bigger than your house, Fresh air and plenty of space at the same time.

tasman1 wrote: Building wealth is for idiots. Who wants to be rich nowadays? Rich people are evil. Besides, you can have everything you ever wanted right now if you know what you’re doing.

You are correct, rich people are evil (though not all, but most) You will often see more GENUINE traits in poor people, even though they are living in dire misery they seem accepting of their faith and work with one another, there is this sense of love and solidarity and "humanity" that you will see in prominence in such people - Those fortunate to have traveled to poor countries will have witnessed this. This kind of LOVE, solidarity and HUMAN factor outweighs any amount of money.

Unfortunately I disagree with the second part of your statement, sadly, you cannot do anything without money, as long as we are living in the part of the world that is corrupted with evil and money interest, you need money at minimum to get what you want, and you will need extra money for bribes. Connections help

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Finance Everything: Why put all your cash into an item? If you finance something you have more money right now to be cool. Keep all your cash in your pocket so you can spend it on impressing people. Plus you need that cash to make the monthly payments on everything else you own. You can have a lot more cool stuff faster if you just finance it. Credit cards count!

Right, credit card companies will hire you an in instant You are actually spending MORE of your hard earned money "financing", credit companies love you for that reason, it is all relative, whilst you get to keep cash on hand, unless you intend to pile debt and declare bankrupty or plan on someone else inheriting your debts, you will end up paying more money than you would have. Of course it does not mean people should spend all their cash and avoid credit, unfortunately, people misuse credit and this is why majority of the population is in DEBT, sometimes in so much f*****g debt they can never possibly pay it off in their lifetime. What good is the money you have in the bank if you have debt that keeps piling up. But you are right I just realised the title of your topic

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Make Minimum Payments: One of the best tools for staying poor is paying interest. So make sure that you are paying as much interest as possible. Get a high interest rate, which should be easy if you are already financing everything you own. But if you find your interest rates are too low you can always skip a few payments. That usually brings them up pretty quick! Interest is your new best friend.

Correct, not only that but you are ensuring you will tarnish your credit score forever. But what you are describing is what most people already do, this is why credit card companies are in business and booming Do you think credit card companies live only on the 2.5-3.5% merchant fee, nope, how many people keep a $0 balance on their CC ? I rest my case I never used a single bloody credit card in my life, and I have $0 debt, I am certainly far from rich, I just SAVE money because I want to wipe my own arse when I am old and I want to assure a somewhat close to half decent old age, and unlike many people I do not want to pile millions of $ debt by the time I am old enough.

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Don’t Save: Obviously if you want to be poor forever you should never save anything. This should be easy since you will be spending all your money on all the minimum payments you’re making. Don’t forget, your 401 (k) plan counts as savings, so stay away from that.

I feel bad for the lot who is nearing retirement and will live off of their 401k's. The way the markets are going now, basically majority of the population will live miserably at this stage of their lives, because of 50%-75% of their "savings" will have gone up in smoke, so even if you have saved money, it's useless, unless you saved it in a shoe box under your bed or in a regular savings account at 0.0001% interest.

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Pamper your kids: If you have kids (great wealth destroyers by the way!) then make sure you give in to their every desire. Dress them to the nines in new clothes and sign them up for every activity in which they show the slightest interest. Activities that require a lot of equipment are the best. Private school is also good.

Oh right, and marriage too Statistics show that if you live up to life expectancy ranges single all along, you will be a million $ richer

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Get Divorced: If you didn’t follow my simple plan above and accidentally accumulated some wealth then you need to get divorced. Almost nothing can wipe out wealth like splitting everything you own in half. Plus, anything you are left with will have to be paid to the expensive lawyers and you will be poor again! If you happen to be in loving, healthy relationship then you might want to get started on the above steps, not only will they ruin your financial life they will probably ruin your marriage too!

Enjoy and good luck , hope to see you under the bridge

All of the above does not matter, whether you are rich or poor, one world corruption will manage to take all that you have worked hard for somehow, so unless you saved all your money in a shoe box under your bed or in some safety deposit, or in a regular savings account, most people are headed for dire misery. Exception, the young generation who are starting to save, they have a long way to go to retirement - to me most important is HEALTH and independence, I want to preserve my health as long as I possibly can and I want to wipe my own arse, I want to die with dignity, and for that, I will need some money saved - you might think it is funny NOW, but one day as you reach a certain age you might wish you had saved some...... I am far from that age yet but I have witnessed around me and I do not want to end up like that......