09RAS wrote: One of my friend is asking me for help he is a pharmacist as profession but he had no experience in his career because of some personal issues. He want do some work that is done from home to make his financial life stable . If you guys has some advise for him other than this site please share. Thanku

Don't we all This is the million $ question - now it is more and more difficult to find work from home, unless you are hired by an actual company that supports remote work, you would need talent, skill, experience, academic. I would like to say there are crowd sourcing tasks, but forget about that, now AI has taken over most tasks site, and the remaining work left is crummy - It is against rules here to mention other site names, so I won't and can't, but I can mention Appen, since it is specifically mentioned in an official topic here and they were an official supplier here, there is even a topic mentioning how to work directly with them now, so not breaking any rules. DO I recommend them, ABSOLUTELY NOT, they are allegedly near broke, and mainly negative reviews - lot of work being rejected unfairly to avoid being paid, too many negative reviews now, bad authors, unfair TQ plague the platform. There are many other crowd tasking sites, one run by a very popular ecommerce site setting online, the one that has subscription to get free shipping, yeah that, do I recommend tasks there, A BIG RESOUNDING NO, they have issues with requesters mass rejecting HITs, which brings your reputation score so low you can't work on anything else.
Stay away from crowd sourced tasks for the most part they suck, they are very unfair, you only get paid when work is reviewed, and most of the time you will get rejected without appeal and unfairly.

There are freelancer marketplaces and platforms where individuals and even reputable companies post jobs offerings for remote work - some require specific skills and experience though.

You can also exploit your talents and skills online in many other ways, some require $$$$ some not.

Skill and talent goes a long way and opens door but competition is fierce more than ever now.

If you have talents, skills, etc, especially in design, coding, web, etc, there are platforms where you can offer your services. If you have TALENT for selling and bullshitting, you can be an affiliate marketer for many brands and products, etc. A lot of opportunities exist, but easy ones are rare or virtually non existent anymore.

If you are a good writer and content producer, you can run your own blog, site, even YouTube channel - some people went from broke to wealthy by their YouTube channel. There are many examples, look at Justin Bieber he started on YouTube and now worth millions $, though in my opinion, it sure wasn't due to his skill / talent, but I guess I won't get into that - you have people (genuine) who worked hard, there is this basketball player who was good at it in high school, he quit college to do YouTube, it paid off, now worth millions. There is this guy who travels the world and posts videos........ If you have talent / skill and LOTS LOTS LOTS of LUCK and manage to get a following, you are set, but nowadays it's more and more difficult, only a fraction of a fraction of YouTubers reach that level.

Your best bet right now is finding part time work (official hire) - if you want work from home type, those will require more experience and academic - don't fall for the many SCAMS advertised on YoUTube and those bogus scam offering you receive on LinkedIn.

tasman1 wrote:

valerie wrote: PS, I didn't buy that house. I bought more property and am building a house. It's difficult to find a house that suits me in this market and I really didn't want to be inside the city. Decisions Decisions!

Valerie = Big Landowner , now I understand why did she stopped working here , what she earn in day 10 000 members here earns that in century , yeah she is rich lady folk

The Watcher , not my kind , bad and boring , did try just for 10 min , 10 min of my life wasted

ahahaha no Tasman1, definitely not your type of series, don't watch it - this one is not action based, it's intrigue and mystery based, mostly dialog, but suspense sure builds. As to rich, LOL, it amazes me the concept of rich, some people are comfortable, without necessarily being rich. She is probably not "rich" - in America, rich means more than $20 million, perhaps now with inflation, make that 45 When you work your entire life, save, make right investments among other things it pays off when you reach the golden age - sure when bought a house or land decades ago and look at the value now, you can become instantly wealthy Some land / homes could be bought for $40k-$80k back in the days, now are worth $800k to $1 million or more - that's NOT being rich though. Elon Musk is being rich. Bill Gates, Oprah.

Besides with democrats in power, it's hard to be (or remain rich) and the midterm results are a clear indication that Americans would rather stay poor, 'nuff said, nobody DARE complain when things go bad, crime goes up, markets crash, etc.

So I heard rumours that Lulu (is that his name) finally won- only a matter of time now before the skeletons come out of the closet, it's politics after all

As to Brazil and speaking of music, there is this definitely paranormal guy who plays the piano, he has a youtube channel, he is beyond this world, he does some crazy AMAZING and accurate playing, and fast too, he puts to shame even the best of piano players and teachers, I forgot his name, it's that guy who always stares at the camera and raises his finger, then plays, funny guy too, so apparently you also have good musicians.

tasman1 wrote:

Darkstar2 wrote: ....do you really need to put your sig in topic titles when your name is written just below the topic title, this would be the first time sine the creation of earth that someone decides to quit a forum because they are not allowed to add redundant data to a topic titles, we've seen'em all but this is very out of the ordinary

Be thankful there are no rules to not use any vowels in our topic titles, though that would be a good thing for April Fools

So maybe once you snap out of it and go to title-sig anonymous, then you can reconsider, your highly eccentric and often funny posts will surely be missed.

Can not , no way , my laptop is A.I. if I try to send new topic laptop say , missing signature , can not send error , error
B.t.w why I can not use it , it is not crime against humanity , no sanction ,ww3 will not start

This is pretty bloody hilarious - Imagine if our beloved Windows OS, for example Windows 11, displayed a huge "Windows 11" watermark at ALL times on screen, but not just a watermark, one that is bold and visible, don't you think it would be pretty pointless, sine we already know what windows version we are using ? Same here, we all know who the posts are from, not only by the very name written below it, but style, it's pretty easy to figure out your posts even if no name was mentioned

valerie wrote: PS, I didn't buy that house. I bought more property and am building a house. It's difficult to find a house that suits me in this market and I really didn't want to be inside the city. Decisions Decisions!

wait a few months and watch The Watcher, that'll help you take a decision

The house in that series is an example of what you don't want to buy, and the type of neighbours you do NOT want to end up with

valerie wrote: Things are not going to look up any time soon, if ever, I am afraid.

I think you may have Oz confused with Phil. Dr Oz is medical and Dr Phil is mental.

Dr Phil is the one that gained popularity and got his own show after being on Ophra. Oofra. Ohfra. Ooma Loompa.

No I wasn't confusing anything - Dr. Oz was a very decent person before his fame on his own show - once upon a time he decided that his show needed quacks and thought it was a good idea to peddle miracle and weight loss pills against all medicine and science with ridiculous and bogus claims so much that he appeared behind the senate for hearings, kinda ironic if you ask me - his alleged quackery was exposed and questioned in many hearings - he went from a show with great medical facts to being cesspool of pill pushers and weight loss / cure garbage, sometimes dangerous advice too, and letting those quacks on his show, just true to the fashion of Oprah that allowed such quacks on her show too including yours truly.

Dr. Phil, well he's not even a real shrink, read up on Dr. Phil, he is less of an issue than Oz, at lest Dr. Phil does not condone or advertise bullshit and snake oil, he is just about ratings and entertainment, pretending to give two shits about his guests, and pretending he wants to help because some of the guests are so highly deranged and beyond hope not even God can help them - and sometimes I even wonder if some of the guests are paid actors and all / most of it is staged anyway, just like on Steve Wilkos, Jerry Springer, and all these type of shows.

Wow the midterms defied all history - your President really fooled people a second time - wow, what was supposed to be a sweeping victory for the GOP has become a monstrous embarrassment, it's another big victory for the money spenders and money wasters - and the results of this mid-term is a CLEAR, beyond a doubt indication that the dems will secure a second term in office in 2024, what a F shame - Why would Trump waste his ********d time running for 2024 anyway, with the disastrous midterms, does he think he has any chance of winning, it's pathetic really, that Americans will have to live 2 more years of this NONSENSE and sinking ship - I don't get it, people want a President to help their own, help jobs, economy, poverty, etc, and all you have is a President WASTING money to help a country that has its share of blame - BILLIONS of $ down the F toilet when he could be helping the disastrous situation at home, and yet people vote for this CRAP once again - sucks - but even more, the entire world is paying the price for this party.

and now you have Trump blaming the candidates - ahahahaha - nope, it has nothing to do with the candidates, it has to do with VOTERS who prefer voting for MEDIOCRITY - people clearly do not want BETTER, they rather settle with GARBAGE, typical, Canadians are like that too, Status Quo!

valerie wrote: Decided to build, instead.

Wait what ? Do you know the price of raw materials now ?

BTW, Americans really have bad/short memories, did you see the midterm results, what a monstrous embarrassment and catastrophe - This has NEVER happened since the 1800's, that the midterms favours current administration. How the HELL did this happen when Biden's popularity has gone down the toilet - the results show far are a clear indication that in 2024, it's going to be pretty much a repeat of 2020, how pathetic. Now stocks are going down (more hypocrisy, because they sure went up high when the far left (the war and inflation party) won.

Unbelievable. and another big joke, the QUACK of medicine (alleged) lost - I'm actually not upset about that, politics is not for him, he should remain a snake oil merchant and push weight loss and miracle cures instead just like he did on Oprah and on his own now cancelled TV show.

Sure, what do you expect when you have lousy candidates. So looks like you are stuck with someone who will WASTE money and spend it to help others first whilst people at home are becoming poor, sick, and trigger happy.

Honestly didn't expect such HORRIBLE results for a mid-term, expected a red wave considering the situation.

BUT once again - bullshit reigns supreme.

It is expected that outside Tier 1 countries, earnings will be very low, sometimes nul. Survey suppliers are US based and mainly target Tier1, with a small % of them that reach outside that, I'm not surprised to see in the poll that most people earn low here - but this is a biased poll - only a tiny fraction of the user base posts on the forum - some of the top earners here are from Tier1 countries - sadly, Canada is not one of them Not since 2020 anyway.

The best opportunity for international members here IMO was tasks, unfortunately when provider of task was acquired by a HORRIBLE, atrociously managed company based in Australia, they went down the toilet, now that very task company is in apparent difficulty - see, I knew that AI would bite them in the arse sooner or later. When tasks disappeared from the GPT scene, this caused a massive drop in earning opportunities, particularly for non Tier1 countries.

pardeeep143 wrote: i watched it and i feel bored ..

Well it's a different style of series, you won't see horror gore and continuous action - but since it is a Netflix exclusive, I find it better than most Netflix exclusives I have seen in a while - meaning the acting, story, etc, it is more of a mystery based on book and true story, it's very disturbing (the story) but these things do happen , and whilst it is void of action scenes, it does have intrigue and mystery, I am at episode 3 still so no spoilers, but boy do I find that real estate agent to be a real ***t she seems odd I do not like her, and there is something odd about that male detective too, so yeah and it's rated 6.5 on IMDB, in IMDB language that means above average, not terrible, not bad, but good, but not outstanding - which is more than most crap on Netflix

I just cannot wait for the sequel to Squid Games, wondering if the sequel will blow or be just as good or better than 1st, in my opinion it will sure be difficult to beat the 1st, they really raised the bar high on that one, minus that unnecessary male shagging scene which was silly and pointless. Also that old man not being in the sequel sucks, he was an important part of the story I would have loved to see more of him - so they really have to come up with something good in the sequel. Meanwhile, well, after that I will watch sequels to series I already watched like Lock and Key and Deon

Started watching a new series on Netflix called The Watcher, perfect theme for people who just bought a new house, you might enjoy this one Valerie

It's 7 episodes.

Computer science made easy - I wish all academic studies in general were made that simple

tasman1 wrote:

Darkstar2 wrote: California is a DANGEROUS state, the big massive earthquake is waiting to happen, which will likely sink the state underwater, so no, it's not an idea to move to California

Nothing to worry for Valerie , if that happen she will transform to Mermaid and still have nice underwater home , can you imagine her doing surveys underwater and sharks swimming around , think Musk will offer her few trillion for that house

He is a moron with obviously too much money to know what to do with it, spending billions to buy a half-arsed social media full of fakes They say all of California will eventually be under water, sure people will have to get used to it, they CAN build cities under water, it's pretty cool watching that from the glass windows - it will be an underwater state, just like in that BIOSHOCK game, for those who played it

California is a DANGEROUS state, the big massive earthquake is waiting to happen, which will likely sink the state underwater, so no, it's not an idea to move to California

valerie wrote: Well, can't predict where and when exactly a disaster will take place. It could be a 100 years before a tornado hits any where near here again. Then, it could hit the exact same path next month. You know the old saying 'if one thing don't get you, another thing will'.

In the US, you can predict with fair accuracy, there is a pattern of this weather all over, and some states are more prone to such disasters, as they keep occurring. For example here in Canada in the winter, we can predict with 100% accuracy that Colorado will send us major snow storms all winter long, because this is what keeps happening

Quote:
especially with back issues. When you get as old as I am, in my 60's, you may begin thinking about what is best for you to do instead of what you want to do. It's tough to look 'realistically'. I prefer living in a rural area but realistically I need to be inside the city. I prefer living in a larger home but realistically I need a smaller house. I prefer a large yard but realistically I need a very small yard. So on and so on and so forth.

Sure don't we all wanna live in very large homes, with indoor swimming pools, basketball courts, very large walk-in closets you can sleep in, dine in, bath in, etc, as long as we have maids and servants to do the cooking, cleaning and maintenance People downsize because they have to, not because they want to I guess, though it would be weird for one single person to live in a 120,000 sqft mansion, with 4 stories, 52 bathrooms, etc - some celebs have multiple big homes, they don't even live in most of the time. Do you really need a parking space for 12 cars, do you really need 12 cars ?

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I like it has a new roof because that is something I won't need to pay for. I think the warranty is 25 years on the roof.

Roof warranties are a big scam - the raw material is covered, not the labour to come and remove and put new ones or fix them, the labour warranty is usually a few years for good roofing companies, though now it's common 1-2 years as far as the shingles, well, like insurance companies, once you need warranty, they will make it so difficult and often find any reasons to claim the damage was done by acts of God or stuff not covered. They will have you PAY for someone to come inspect shingles, fill reports......... Also 25 years is under the best best best case scenario, most of the time they do not last even a fraction of that - If a new shingled roof lasts 12-15 years nowadays you are lucky, maybe older ones, if you have bad ventilation in attic due to bad or lacking vents or bad sofites intake the singles will not last as long. If you are willing to spend $30k-$40k on a roof made of metal, yeah those lasts a lot longer indeed but they have their cons too.

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Being inside the city limits, is much easier for me in more ways. I sure won't spend much gasoline and I can get various deliveries. The house is small enough that I will save on heat/air expense.

That's true - better than living in the middle of the forest Also small house does not necessarily mean less expense, if it's poorly insulated, it'll cost you $$$ to heat and cool, sure if you were living in a 4 story home with central, you definitely will pay less now

Quote:
You know, everything is going UP UP UP UP UP UP in price. You also know when prices INCREASE rarely do they ever DECREASE, at least not by much.

You can thank your President for his atrocious management of the pandemic and not addressing issues that lead to this inflation crisis. Prices are going up mainly due to supply and demand issues, you see this pandemic caused people to drop like dead flies, BUT people had access to lots of money, so they kept buying - but COVID19 has messed with supply. We all would have been better off with a moderate recession between 2020-2021, sure market would have dropped, but the damage would be far less - I mean once those prices go UP they stay up - those that are up due to supply issues will eventually go back down, in some cases back to normal level - though not like pre-pandemic as all prices rise year to year, and some prices will remain high but rate of increase will slow down.

Quote:
By the way, I think we're ALL living on the edge.

More than half of America should have thought about that before casting their vote in 2020 You have a President that has renewed Jerome Powell for a second mandate, this guy is going to eventually retire with 6-7 figures year to year, and yet he has been the alleged cause of this CRISIS that has caused poverty and unrest to rise ten fold - the big mistakes by your current administration and the Fed.........People don't HAVE to live on the edge, they need to stop voting for crooked politicians - but wait, that's nearly impossible, so the best thing to do, collectively is for ALL NOT to vote, and send a clear message to politicians they need to do better - Imagine an election where 0% of people vote, the message cannot be more clear - BUT you and I know that this is impossible, SO people will have to accept living on edge, not by choice, that choice is made up already by the idiots who run for office who are in it for the money and fame / power, and by idiots, I mean no one in particular, I mean it in the general sense. There is not much difference between politician and criminal / con artist.........and the worst part is when you get caught and kicked out, you still get parting gifts and a life long pension paid for by the idiots who believed pre-election bullshit (sounds familiar ? )

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Yes something about T 8 to T 9 and something about T 10 and then something about T 11.
I'm presently waiting on the neurosurgeon to contact me with an appointment time/date.

That's it ? So they might as well remove the whole spine and replace it with one long metal rod

Quote:
I've always lifted heavy stuff. Spent many years lifting people in the hospital out of the floor, out of bed, into bed, etc.

Don't know about old Biden. He shuffles along mumbling and I think he has seriously got to go in retirement.

As far as I'm concerned, he needed to retire 40-50 years ago

As far as lifting heavy stuff, yeah you pay the price eventually, especially if you are not lifting properly, most people do not lift properly and put all the pressure on the back.

So you lifted those patients alone, I thought there were usually more than 1 person to lift the patients onto beds, not one person - is that how hospitals work in the US ?

....do you really need to put your sig in topic titles when your name is written just below the topic title, this would be the first time sine the creation of earth that someone decides to quit a forum because they are not allowed to add redundant data to a topic titles, we've seen'em all but this is very out of the ordinary

Be thankful there are no rules to not use any vowels in our topic titles, though that would be a good thing for April Fools

So maybe once you snap out of it and go to title-sig anonymous, then you can reconsider, your highly eccentric and often funny posts will surely be missed.

Nice earnings for October, and about your signature, even though it is rather odd to use your username in a topic title (I honestly have never seen this done before ) and you are the only one doing it here, I do not think your use of it is bothering anybody in my opinion, I do not believe any member complained about it either, and you seriously can't post without using the sig ? really ? I got warned in the past to stop mentioning a well known other site, even though other site is a PTC and not even a competitor to this one - stuff happens I guess, just try posting without the sig, like the rest of us and millions of people who post on forums - on that note, I do not think it should be considered a violation of rules.

About using sig in title though, why ? when we all know who the topic starter is ? I can see why they do not want people ot use it because the info is redundant, BUT nobody should be warned or threatened against using it, unless it is a disturbance to others and complaints received IMO.

People are shooting guns, stabbing, lighting fires, stealing, murdering and spreading hate and misinformation online, you would think there are more important issues.

valerie wrote: I guess it all depends on ones image of an 'Ideal Life'.

If one simply wants to live, it wouldn't take a whole lot. Homeless people do it every day.

Well not by choice, for most of them, and your current President has contributed to the staggering poverty and debt.
Not all homeless people are bums and end up by choice on the street - some were in good positions, but simply could not cope anymore or had strokes of bad luck, instead of that clown Biden spending billions and trillion sin WASTE to help other countries - he should spend that money home, to help his own, the clueless who voted for him and those who are in a difficult position, to make life better, to deal with poverty, crime, etc.

valerie wrote: There's a lot of Spanish speaking people where I live.

Almost half the US population speaks Spanish, it's definitely a good language to learn, it should be taught in school, instead of the other crappy courses

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Not sure I told you about my yard sale back at the start of summer. A man was looking at some items and I started talking to him. I talked and talked and talked. He smiled and smiled and smiled. Then his daughter came up (about 16 years old) and began translating to him in Spanish. He had not understood a word I said.

That is hilarious So 16 year old daughter who obviously does speak/understand English, interesting, raises some questions Maybe the guy did understand English, maybe the Southern accent threw him off

tasman1 wrote: Only one correct answer here

2 blonde , 2 black silk hair, 2 brunette and 100 million per year for their expenses plus 1.00 daily for me to survive on stale rotten bread

and one sore willy ....all the things you could change if you could go back in time right Tasman1 ?

Shreecaterers wrote: ’ll never stop earning, because I’d likely get bored. But if you’re asking what “my number” is, to where I feel like I’ve accomplished my goals, have more than I’ll need, and can do what I want to forever, it’s about $15m.

In India you can live like a king for a fraction of that, so said my boss from Goa India at the time

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At that level, I can put $5m into treasury’s, money market accounts, and other very safe investments and make $125,000/yr - more if interest rates still go up.

You better hold off on investments - look at the VIX index, do you think it's normal for it to be so low like that given the current horrible situation ? It's at 27 last time I checked, that is crazy low - investors are DELUSIONAL, they are clearly pricing in long term and not current reality, markets are way over value still - wait for more bad news to come and shit really hits hard - there is war, there is unrest, there is poverty, there is inflation, impending financial crisis in Europe, impending global recession, etc. Sure quarterly earnings are trickling in, giving investors a few orgasms, and forget about inflation - BUT reality will kick in, if you noticed the markets have rallied several days consecutively - look at the charts and watch the signals and patterns, the market is due for another sell-off. Feds might show signs of slowing down hikes and will likely slow them down, which will create a rally, but the key will be the inflation reports to come, let's be realistic, it will take far more damage to the economy to bring inflation down, inflation may be showing signs of cooling but by fractions of points, that's still not enough. I believe markets might bottom out between now and 2nd half of 2023, the worst is yet to come, and with a VIX index so low vs. reality, it shows that we were nowhere near a bottom, I would expect some back to back sell-offs before the end of the year, these rallies we see now are nothing to be overly excited about - the best time to invest would be to wait for sell-offs and signs of a bottom, what would be that bottom ? 30-45% it could be more in worst case scenarios. Right now the safest investments IMO are GICs, with rising interest rates, it's a good deal, some banks here are offering close to 5%, that's $250k interest on a $5m (spread across $1m GICs) for 5 years, though in Canada you can only get a protection insurance of up to $100k per account type per bank if the bank fails which is quite rare. The war is taking a very bad turn now, now you have conflicts with Iran, tensions in North Korea, etc, high inflation, it won't take much to trigger that massive sell-off, I dunno I have a bad feeling . If the VIX was at 40-50 that's another thing, but all I see are signals of hard times to come, oil is going back up, Putin cancelled the wheat export deal, so that'll contribute to high price increases in foods again, I can smell those sell-offs from a mile. The only thing that will save markets at this point is consecutive reports showing inflation cooling off, not just by fraction of points but something bigger and signs that the Feds will ease rate hikes or even reverse them, it's unlikely to happen before Q4'2023 or maybe more - it'll take big sell-offs and bottoming out before breaking out of this volatility and seeing sustained rallies and positive yearly returns and I believe this bottoming out will happen soon, in 2023. Normally at this time of year markets decline - I expect sell-offs before the end of the year for sure, watch the DOW charts, you will see what I mean, there is a clear pattern here, right now the DOW is primed for a sell-off.

Be careful with those so-called safe investments and mutual funds, they might end up costing you more and offering little value after all.

You should at least keep 20-25% cash,

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I can keep $1m in hard currency — silver and gold — in case the #*($ hits the fan and there’s a global economy melt down. VERY small chance of this,

Are you sure about that ? Because technically parts of the world are already in recession, and look at the crisis in Europe, look at the rising tension in the US vs. North Korea, Iran, Russia, etc. Things are about to get worse. If there is a scenario of a WW3, the world meltdown is a certainty - so worst case scenario, a meltdown, best case scenario, mild to moderate recession with recovery starting between Q3'2023~Q2'2024.

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Do I NEED that much? Of course not. But I don’t need the frozen snickers I’m about to go eat either.

wow 9-10% returns, well, here I've looked at ALL the options available, currently the best one is GICs at current interest rates When things go down here, it's ALL markets, all indices, there are certain good stocks to invest in during this time, sure, if you can afford big swings, but for those who like a diversified portfolio things do not look good - though any investments made right now would need to be long term, usually people look at it over a 20 year period, for short term it's volatile, long term it's always rising - but what if people want cash fast, and cannot afford long term (are living off their earnings) forget about investing in that case, GICs with monthly interest returns are the safe bet right now, at least here ......

OR if you like adventure, buying the dips and selling high.

Technically with $15m you could make a lot of low to no risk investments and live very comfortably off the returns for the rest of your life - problem is people tend to want more more more. Of course the more money you have on hand the more risk you can take - and wealthy people do not put 100% of their wealth in investments, that would be really dumb.

In Canada when you consider current inflation, you need at least $30-$35k to live barely above poverty line.
In some states in America, you need $50k or more to be barely above poverty